Time for a Change?
Switching health insurance providers doesn’t have to be complicated. Our expert will guide you through the entire process, ensuring you maintain coverage while potentially saving money and gaining better benefits.
- No-obligation policy review and comparison
- Seamless transition with no coverage gaps
- Potential savings on premiums and improved benefits
- Expert handling of all paperwork and administration
- Clear guidance on pre-existing condition coverage
Insurance Cover
Individual health insurance typically covers inpatient treatment, day-patient treatment, outpatient consultations, diagnostic tests, and specialist referrals
Virtual GP Services Available
Convenient Online Access: Many UK health insurers now offer virtual GP services as part of their policies, allowing you to speak with a qualified GP from home or work, often within hours.
Comprehensive coverage designed around your unique healthcare needs and budget. Whether you’re looking for basic coverage or a premium plan with extensive benefits, we’ll help you find the perfect match.
Peace of Mind is only a phone call away
The best time to switch health insurers is typically at your policy renewal date. This avoids any potential cancellation fees and ensures continuity of cover. However, in some cases, switching mid-term can still be beneficial if the savings outweigh any fees. Our advisors can help you determine the optimal timing for your situation.
Coverage for pre-existing conditions when switching insurers depends on several factors, including your medical history and the new insurer’s policies. Many insurers offer what’s called “continued personal medical exclusions” (CPME) or “medical history disregarded” (MHD) terms, which can allow you to maintain coverage for conditions previously covered. Our experts will explain all options available to you.
When switching insurers, you typically won’t need to serve new waiting periods if you’re transferring on a like-for-like basis with no break in coverage. Most UK insurers honour the time you’ve already spent with your previous provider. We’ll ensure that your new policy minimises or eliminates additional waiting periods whenever possible.
Savings vary depending on your current policy, health status, and requirements. However, many clients save between 10-30% on their premiums when switching to a more suitable provider. Beyond just price, we also look for better benefits that provide more value for your specific healthcare needs. Our no-obligation review will show you exactly how much you could save.
The process begins with a review of your current policy and healthcare needs. We then search the market for suitable alternatives and present you with options. Once you’ve selected a new policy, we handle all the administration, including cancellation of your old policy and setup of the new one. We coordinate the timing to ensure there’s no gap in your coverage, making the entire process seamless for you.