Independent Business Health Insurance Brokers for Bournemouth & Dorset
Providing small and medium enterprises (SMEs) across Bournemouth, Poole, and Dorset with tailored employee healthcare schemes. We compare the UK’s leading insurance providers to find your business the best coverage at the most competitive price, completely free of charge.
We compare leading UK coporate health insurers
* 100% Impartial Advice: We work for you, not the insurance companies. We thoroughly compare top UK providers – including Bupa, AXA Health, Aviva, and WPA, to secure optimal terms.
* No Automated Queues: You will receive a dedicated personal broker who knows your business by name and manages your policy year after year.
* Tailored for Small Teams: We specialise in setting up affordable group schemes for growing local businesses with anywhere from 2 to 250+ employees.
* Zero Brokerage Fees: Our consultation, market review, and ongoing policy management services are completely free. The insurance providers compensate us directly.
Small Business Health Insurance Costs & Tax Benefits
Providing private medical insurance (PMI) is one of the most effective ways for UK small businesses to reduce staff absenteeism, accelerate returns to work, and boost employee retention.
Group insurance premiums are highly customisable based on your team’s age profile, location, and chosen hospital access levels. Below is a general baseline for small business budgeting:
Essential Cover
Inpatient treatments, surgeries, and core hospital care
Comprehensive Cover
Outpatient diagnostics, full therapies, and mental health
The Tax Framework for UK Corporate Schemes
Corporation Tax
For standard UK Limited Companies, group health insurance is usually classified as an allowable business expense. This means premiums can generally be offset against your Corporation Tax liabilities.
P11D Benefit-In-Kind:
Health insurance is classified as a Benefit-In-Kind (BIK). While the business pays the premium, employees (including working directors) are subject to income tax on the value of the benefit, and the company pays Class 1A National Insurance.
Note: Tax rules can vary based on individual business setups.
We always recommend confirming the final layout with your company accountant.
Frequently Asked Questions
What is the minimum team size required for a group health insurance scheme?
You can set up a formal company health insurance scheme with just two employees. Company directors who are registered as employees of a Limited Company can frequently be covered together under a corporate structure.
Can we switch our existing corporate policy to your brokerage?
Yes. If your current group scheme is up for renewal and you have faced a steep premium increase, we can re-market your policy. In many cases, we can switch your provider or restructure your plan to lower your costs while maintaining your existing medical history underwriting (such as Moratorium or Medical History Disregarded terms).
Do you meet with clients face-to-face in Dorset?
Absolutely. Because we are based locally in Bournemouth, we are happy to arrange phone consultations, video calls, or face-to-face meetings at your offices across Bournemouth, Poole, Christchurch, and the wider Dorset region.
Get Started with Insure My Health
Book Your Free Review Today
Don’t let rising renewal premiums or complex policy options slow your business down.
Let a local, independent expert handle the heavy lifting for you.
➡️ Call Us: 0333 880 8588
➡️ Email Us: info@insuremyhealth.uk
➡️ Office Location: Castle Lane West, Bournemouth, Dorset, BH9 3JU