FAMILY HEALTH INSURANCE
Fast access to care for the people you love mostFAMILY HEALTH INSURANCE
Speak to someone who knows your family and gets your children seen quicklyHealth cover that puts the people you love first
Clear, human support for whatever life throws your way
Health cover that
puts the people
you love first
“Hi, we are (most of) the Millers”
Clear, human support for whatever life throws your way
When it comes to your family’s health, you don’t want a system.
You want a person. Someone who knows your children’s names, understands that a worried phone call matters, and doesn’t pass you around or ask you to start again.
We look after families like we look after our own.
We’re a family business.
We have children and grandchildren of our own, so we understand that mix of responsibility, pressure and quiet worry that comes with keeping everyone well while juggling work and life.
You’ll always speak to someone local who knows you, and just gets on with sorting things out.
When it comes to your family’s health, you don’t want a system.
You want a person. Someone who knows your children’s names, understands that a worried phone call matters, and doesn’t pass you around or ask you to start again.
We look after families like we look after our own.
We have children and grandchildren of our own, so we understand that mix of responsibility, pressure and quiet worry that comes with keeping everyone well while juggling work and life.
You’ll always speak to someone local who knows you, and just gets on with sorting things out.
The Millers
What family health
cover can include
- Cover for your children
Protect your children up to their early adulthood* on your policy. - Quick access to paediatric specialists
Skip long waiting lists for consultations, tests and treatments. - Mental health and wellbeing support
Cover for counselling and therapy for both you and your children. - Cancer care and support
Fast‑track access to diagnosis and treatment from leading specialists. - Everyday health support
Often includes benefits like a 24/7 GP helpline, physiotherapy and more.
*Specific age limits apply. We’ll explain these clearly
Ready for family
health insurance
that feels like a
safety net?
Your family’s health is precious. Your insurance should be dependable, personal and simple.
Pick up the phone and speak to a real person today.
If you’re comparing options, you can also explore our Couples Health Insurance or Personal Health Insurance pages.
Protect Your Family
What family health cover can include
Cover for your children
Protect your children up to their early adulthood* on your policy.
Quick access to paediatric specialists
Skip long waiting lists for consultations, tests and treatments.
Mental health and wellbeing support
Cover for counselling and therapy for both you and your children.
Cancer care and support
Fast‑track access to diagnosis and treatment from leading specialists.
Everyday health support
Often includes benefits like a 24/7 GP helpline, physiotherapy and more.
*Specific age limits apply. We’ll explain these clearly
Ready for family health
insurance that feels like a
safety net?
Your family’s health is precious. Your insurance should be dependable, personal and simple.
Pick up the phone and speak to a real person today.
If you’re comparing options, you can also explore our Couples Health Insurance or Personal Health Insurance pages.
Digital GP.
Expert care,
Without the wait.
Getting a GP appointment now takes longer than many people expect.
With the NHS down the equivalent of *667 full-time
GPs since 2015, a routine appointment can turn into a fortnight of worrying (Unum Digital Health Access Study)
A Digital GP gives you a quicker way to get answers and support. Appointments are usually available within 24 to 48 hours, often the same day, so you spend less time waiting and more time feeling in control.
Frequently Asked Questions
What does family health insurance actually cover
Most family policies include fast access to specialists, tests, scans, hospital treatment, mental health support and cancer care. You can choose the level of cover that fits your family’s needs and budget.
Can each family member have different cover
Yes. Many insurers let you tailor benefits so adults and children can have different levels of cover. It keeps things flexible and avoids paying for things you don’t need.
Are children covered for mental health support
Most family policies now include counselling, talking therapies and specialist support for children. Some offer online sessions, which can be helpful for busy families.
Can we add a new baby to the policy
Yes. Most insurers allow newborns to be added from birth, often without extra medical questions if you already have a policy in place.
What happens if one of us has a pre‑existing condition
It depends on the condition and the insurer. Some things may be excluded, but you’ll still have full cover for new issues. I can check this for you before you apply.
Digital GP.
Expert care,
Without the wait.
Getting help shouldn’t feel like a waiting game.
With the NHS down the equivalent of 667 full-time GPs since 2015 a routine appointment can mean a fortnight of worrying.
A Digital GP gives you a quicker way to get answers and support. Appointments are usually available within 24 to 48 hours, often the same day, so you spend less time waiting and more time feeling in control.
Health cover that looks after the whole family.
From fast access to treatment to cover that actually works when you need it, we help you get family protection right.
“I never felt pushed or rushed, just properly supported throughout”– Lu.S
⭐⭐⭐⭐⭐
Health cover that looks after the whole family.
From fast access to treatment to cover that actually works when you need it, we help you get family protection right.
I never felt pushed or rushed, just properly supported throughout”– Lu.S“
⭐⭐⭐⭐⭐