Last updated: October 2026
This Privacy Notice explains how we collect, use, store and protect your personal information when we advise on and arrange private medical insurance and related protection cover (such as life insurance and critical illness cover). We handle your data fairly, lawfully and transparently, in line with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018 and the rules of the Financial Conduct Authority (FCA).
The short version
- We only collect what we need to advise on, arrange and look after your cover.
- Health information is sensitive. We ask only for what insurers need, and we use it only for your insurance.
- We never sell your data. We share it only with people who help us arrange and service your cover, or where the law says we must.
- You can ask to see, correct or delete your information, or complain, at any time. See sections 10 and 11.
In this notice
- Who we are
- The personal information we collect
- How we collect your information
- Why we use your information
- Who we share your information with
- International transfers
- Automated decisions and profiling
- How we protect your information
- How long we keep your information
- Your rights
- How to complain
- Changes to this notice
1. Who we are
Parkway Mortgages Ltd, trading as Insure My Health (company number 6748364, FCA firm reference number 496104), is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
We are the data controller for the personal information you give us. Because we are an Appointed Representative, The Right Mortgage Ltd oversees our regulated activities and may also be a data controller of your information for that purpose. You can read their privacy notice on their website.
Registered office: 78 Castle Lane West, Bournemouth, Dorset, BH9 3JUTrading address: 8 Dudley Road, Bournemouth, BH10 6BS
Privacy and data protection queries: [email protected]
ICO registration number: ZA098523
2. The personal information we collect
We only collect information we need to give you regulated insurance advice and to look after your cover. Depending on what you ask us to do, that may include:
Personal and contact details
- Name, address and date of birth
- Email address and phone number
- Occupation and employer, where relevant to your cover
- Identity documents and proof of address, for our identity and anti-money-laundering checks
Health and medical information
- Relevant medical history and current conditions
- Lifestyle information that insurers ask about
This is “special category” data, so it gets extra care. We use it only for insurance advice, underwriting and managing your policy.
Information about other people
- If you are arranging cover for a partner, children or other family members, we will need their details too. Please make sure they know you are sharing them with us and where they can find this notice.
- For business clients, we may receive details of employees or directors who are to be covered.
Policy and communication records
- Details of your existing and previous cover, renewal dates and claims history
- Records of our conversations, such as emails, messages and notes of calls
- Your marketing preferences
Technical and website information
- IP address and browser type
- Cookies and similar tracking data (see our Cookie Policy for full details)
3. How we collect your information
From you
Most of what we hold comes directly from you when you:
- Ask for a quote or advice
- Complete a fact-find, form or assessment
- Get in touch by phone, email, post or through our website
From other people and organisations
With your knowledge or agreement, we may also receive information from:
- Insurers, to support applications, underwriting, renewals and servicing
- Your employer or business, if we arrange or manage a company scheme
- Someone arranging cover with you or for you, such as a partner or family member
- People who introduce you to us, such as professional contacts or networking partners
- Identity verification providers, for anti-money-laundering checks
4. Why we use your information
Data protection law says we must have a valid reason, called a “lawful basis”, for using your information. These are ours:
| What we do | Our lawful basis |
|---|---|
| Give you advice, recommend and arrange cover, support applications and underwriting, and help with renewals, reviews and claims | Contract: this includes the steps we take at your request before a contract starts |
| Meet FCA rules, anti-money-laundering law, fraud prevention duties and record-keeping requirements | Legal obligation |
| Keep accurate records, manage our relationship with you, check the quality of our advice, deal with complaints, protect our business from financial crime, and improve our services and systems | Legitimate interests: we balance these against your rights and interests |
| Keep you up to date with news, reviews and offers | Consent, or where the law allows us to contact existing clients about similar services. You can opt out at any time. |
| Use non-essential cookies on our website | Consent |
Health information
Health information needs an extra legal condition on top of those above. We will ask for your explicit consent before we use it, and in some situations we may rely on the “insurance purposes” condition in the Data Protection Act 2018. If you give consent you can withdraw it at any time, although we may then be unable to continue advising on or arranging your cover.
We do not use your data for unrelated marketing without your consent.
5. Who we share your information with
We only share what is needed, and only with:
Insurers and product providers
- The insurance companies we approach or arrange cover with on your behalf. We will tell you which ones during the advice process.
Our principal firm
- The Right Mortgage Ltd, which supervises our regulated activities and may review client files as part of its compliance monitoring.
Regulators and authorities
- The Financial Conduct Authority (FCA)
- The Information Commissioner’s Office (ICO)
- The National Crime Agency (NCA) and other law-enforcement bodies, where the law requires it
Technology and service providers
- Customer relationship management (CRM) and email systems
- Product comparison and sourcing tools
- Secure cloud storage providers
- Identity and anti-money-laundering check providers
- Website, analytics and email marketing providers
Professional advisers
- Compliance consultants, auditors, accountants and legal advisers, where needed to run our business or deal with a complaint or claim
We may also share information with someone else you ask us to, such as your accountant or a family member, but only with your agreement.
We never sell your data to third parties.
6. International transfers
Some of our technology providers may store or process data outside the UK. When that happens, we make sure it is properly protected by using one or more of the following:
- UK adequacy regulations, which recognise certain countries as offering an equivalent level of protection
- The UK International Data Transfer Agreement (IDTA), or the UK Addendum to the EU Standard Contractual Clauses
- Additional technical and organisational safeguards where needed
We only work with reputable providers who meet UK GDPR standards.
7. Automated decisions and profiling
We do not make decisions about you using solely automated processes.
We use comparison and sourcing tools to help identify suitable products, but every recommendation is reviewed and approved by a qualified adviser. Insurers may use their own automated systems when assessing applications and pricing cover. They will explain how in their own privacy notices.
8. How we protect your information
We keep your information secure using:
- Encrypted systems and secure cloud storage
- Access controls, so only the people who need to see your information can
- Secure CRM platforms
- Industry-standard cybersecurity measures
We take sensible steps to protect your data from loss, misuse and unauthorised access. If a data breach ever puts your rights at risk, we will tell you and the ICO as the law requires.
9. How long we keep your information
We keep your data only as long as we need it for the reasons above, and to meet our legal and regulatory duties. In practice:
| Type of record | How long we keep it |
|---|---|
| Insurance advice and policy records | six years after our relationship with you ends, so that we can deal with any complaint or query that may arise |
| Identity and anti-money-laundering records | Five years after our relationship with you ends, as required by law |
| Enquiries that do not lead to cover | 12 months |
| Marketing preferences | Until you opt out. We then keep a minimal record so we do not contact you again. |
After that, your information is securely and permanently deleted.
10. Your rights
Under UK GDPR you have the right to:
- Access: ask for a copy of the personal data we hold about you
- Rectification: have inaccurate or incomplete data corrected
- Erasure: ask us to delete your data in certain circumstances
- Restriction: ask us to limit how we use your data
- Objection: object to certain types of processing, including direct marketing
- Portability: ask for your data in a format you can pass to someone else
- Withdraw consent: where we rely on your consent, you can take it back at any time
- Human involvement: ask for a person to review any significant decision made solely by automated means
To use any of these rights, email [email protected] There is no charge. We may need to check your identity first, and we will respond within one month. If your request is particularly complex, we may need up to two further months, and we will tell you if so.
Some rights have exceptions. For example, we may not be able to delete records that we are legally required to keep.
11. How to complain
If you are unhappy with how we have used your personal information, please tell us first at [email protected] We will acknowledge your complaint within 30 days (usually much sooner), look into it without undue delay, and let you know the outcome.
If you are still not happy, you can complain to the Information Commissioner’s Office (ICO):
Information Commissioner’s OfficeWycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF
Helpline: 0303 123 1113
Website: ico.org.uk
This section is about how we handle your data. If your complaint is about our advice or service, get in touch and we will explain how our complaints procedure works, including your right to refer the matter to the Financial Ombudsman Service.
12. Changes to this notice
We review this notice regularly and will update it if the law or the way we work changes. The latest version is always on this page, with the date at the top.
Insure My Health is a trading style of Parkway Mortgages Ltd, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales Number: 6748364
Registered Office: 78 Castle Lane West, Bournemouth, Dorset, BH9 3JU | Private & Confidential