SME Business Health Insurance

Supporting the people who help your business succeed.

Get My Business Quote Book a Call

SME Business Health Insurance

Supporting the people who help your business succeed.

Be the employer everyone wants to work for

Five people stand in a queue on a cobbled street in front of shops.

You built your business on trust, relationships, and doing things the right way.

So when it comes to your team’s health, you deserve more than automated menus and call-centre scripts.

With Insure My Health, you get the strength of a corporate-level health plan, delivered with the care, accountability and personal service of an adviser who takes the time to understand your business.

✅ No faceless helplines
✅ No one-size-fits-all solutions
✅ Dedicated support for you and your team

Big-plan protection. Personal service.

Because Great Businesses Are Built on Great People

Dedicated Account Manager

One point of contact who knows your business and answers the phone.

Healthier Team

Faster access to treatment, helping staff stay healthy and productive.

Cover That Grows

Start small and expand cover as your business grows.

A Benefit Employees Love

Show staff you value them with a benefit they genuinely appreciate.

Why Choose Insure My Health?

A translucent arrow passing through a dark blue rectangular frame.

Clear, honest guidance

Straightforward explanations without jargon or sales pressure.

All market comparison

We check the UK’s leading insurers and show you the differences clearly.

Personal support

You will always speak to a human, not a call centre, whenever you need help.

Help beyond the setup

Claims, renewals, questions, we stay with you long after the policy starts.

Simple from start to finish

A quick chat – clear options – and everything arranged for you.

      
  5.0 
   21 reviews

Get Free Trusted Advice

What our clients

say about us

      EXCELLENT  
   Based on 21 reviews 
    
 
 
 
   
 
 
      Posted on Google  
   
   Sarah Bennett Thurston 
 15 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Can’t recommend enough - Jacob went through all policy options to suit my requirements. Very happy with my policy and obviously I hope to not use it but gives me huge peace of mind knowing it’s there. Highly recommend speaking with Jacob about health insurance for you and also your children. My children have benefited from being covered and as a parent that’s priceless.
  
 
     Posted on Google  
   
   Ellen Ludlow 
 70 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob at Insure My Health has been exceptional. He recently helped me renew my health insurance and managed to find me a better deal, which was fantastic.

What I really appreciated was how clearly and patiently he explained the policy to me, making sure I understood exactly what I was getting and answering my questions without making me feel rushed or pressured.

It’s great to have someone knowledgeable and trustworthy handling something that can otherwise feel quite complicated. I wouldn’t hesitate to recommend Jacob and Insure My Health to anyone looking for help with their health insurance. Excellent service from start to finish!
  
 
     Posted on Google  
   
   Amelia Parkinson 
 92 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Speedy and efficient - great effort and happy all round thank you Jacob
  
 
     Posted on Google  
   
   Bradley Carter 
 92 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Whilst I haven’t put a policy in place with Jacob just yet, I have recommended clients to him who he has looked after very well and I have personally spent time understanding him as an individual and his business and have been impressed with his knowledge, whole of market access and straight forward honesty! He genuinely cares and always looks to secure the best outcome for his clients - sometimes the best isn’t the cheapest as cheaper cover usually means lower cover but he makes sure his clients needs are met, very well!
  
 
     Posted on Google  
   
   Hayley Bartlett 
 95 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob has been amazing sorting everything out for me. Amazing work and support
  
 
     Posted on Google  
   
   Den Carroll 
 106 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob is very knowledgeable and took time to talk through all the different options for myself and my husband. We are in our 60s, with some health conditions, but he was able to find us affordable cover. Such excellent service! I would not hesitate to recommend Jacob and Insure My Health!
  
 
     Posted on Google  
   
   Ben 
 106 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Polite, knowledgeable and professional. Jacob was everything you would hope.

Have multiple pricing options and explained everything clearly.

I would definitely use him again!
  
 
     Posted on Google  
   
   James Scott 
 126 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob made the whole process so easy from start to finish. I always went direct to the health insurance provider. Jacob saved me over £2000 per year by using him as a broker. Would highly recommend!
  
 
     Posted on Google  
   
   Jess 
 245 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob was amazing from the first conversation. He actually took the time to understand my situation and talked me through different private medical cover options without any pressure. Everything was explained clearly and made the whole process feel easy instead of overwhelming.

As a uni student, I don’t always have time to wait around for GP appointments while juggling my degree, so having someone help me find the right cover that fits my lifestyle really mattered. I felt listened to and supported the whole way through and would definitely recommend his service.
  
 
     Posted on Google  
   
   Richard Hiron 
 254 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob gave me so much confidence in his service that, even though I initially thought I had a private medical insurance policy, I was planning on switching it over to him!

Even though it turned out that I didn’t, that was even better because Jacob took me through the full onboarding process, which was painless.

Jacob was understanding, informative, human (something so valuable in the insurance world), and patient with me.

The end result was something that made complete sense, even though Jacob was always on hand to answer questions, and was very quick and cost-effective to implement without sacrificing on the quality of the policy itself.

My faith in Jacob and his service was clearly well-placed: he has achieved the best result for me and I’m looking forward to continuing to work with him in the future.
  
 
     Posted on Google  
   
   Huttons Hair and Beauty 
 262 days ago
 
 
 Trustindex verifies that the original source of the review is Google. What I loved about Jacobs service was the personal element of it, he couldn’t help my family & I more! He’s such a down to earth, professional guy, I felt like he really cared which is something unique to his buisness in the insurance world. Another thing that I like is there is ongoing support, so if you have any changes or you need to make a claim, you can just contact Jacob. I have friends who have used Jacob on my recommendation & they have given very similar feedback that I have. Thank you for your help Jacob!:)
  
 
     Posted on Google  
   
   Alison Hanwell 
 262 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob was brilliant in  helping me get the best policy for me and my physiotherapy team , he explained different options and has given excellent care since taken out the policy  to help with policy access and questions as all new experience to me
Highly recommend for new first time or review of current policy
  
 
     Posted on Google  
   
   Luke Jones 
 262 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Dealing with Jacob is of ease, really knowledgable about the health industry too which was very helpful
  
 
     Posted on Google  
   
   Simon Hill 
 263 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had a great experience with Jacob who was so knowledgeable and friendly. Delighted to recommend.
  
 
     Posted on Google  
   
   Kirsty Heap 
 380 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob at Insure My Health was so professional and friendly. He explained everything clearly, was easy to chat to, and always quick to respond. It was really helpful to understand the options, benefits, and costs available.
  
 
     Posted on Google  
   
   Karl Girdler 
 381 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob could not have been more helpful. Explained everything and gave me multiple options for my private medical cover. I was so impressed that I recommended him right away to a family member that was looking for cover and I wouldn’t hesitate to recommend him in the future. The personal touch really goes a long way after dealing with call centres, Jacob takes the time to understand your situation to get the cover you need. Thank you
  
 
     Posted on Google  
   
   Jennifer Clark 
 381 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacob was really helpful in helping me understand what cover I could have with my existing conditions. Any questions I had he could answer. Highly recommend
  
 
     Posted on Google  
   
   David Miller 
 381 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had a fantastic experience with Jacob at Insure My Health. He was incredibly helpful and friendly, taking the time to find me a great quote that suited my needs perfectly.

Communication was excellent, he was quick to respond and made the whole process smooth and stress-free. Highly recommend his service to anyone looking for reliable and efficient help with their private medical insurance cover!
  
 
     Posted on Google  
   
   Toby Wareham 
 384 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I found Jacob a pleasure to deal with. He provided me with all the relevant information I needed to make an informed decision. He kept in contact as per my requests, was never pushy or salesy and as such, I have nothing but good things to say and I will gladly recommend him to anyone else who is in the market!
  
 
     Posted on Google  
   
   Lauren Smits 
 475 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Honest & reliable service, came away feeling more informed of my options and what I could afford. I highly recommend their services.
  
 
 
  
 
   Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Digital GP.

Expert care,

Without the

wait.

Getting help shouldn’t feel like a waiting game and with the NHS down the equivalent of 667 full-time GPs since 2015, a routine appointment can mean a fortnight of worrying.

A Digital GP changes that completely by giving you appointments within 24-48 hours, or often the same day.

Learn more about Virtual GPs

Digital GP.

Expert care,

Without the wait.

Getting help shouldn’t feel like a waiting game.

With the NHS down the equivalent of 667 full-time
GPs since 2015 a routine appointment can mean a
fortnight of worrying.

A Digital GP changes that completely, with GPs available within 24-48 hours, often the same day.

Learn more about Virtual GP appointments

Frequently Asked Questions

What is SME health insurance

It’s private medical insurance for small and medium‑sized businesses. It helps you look after your team with fast access to treatment, mental health support and specialist care.

How many employees do I need to get a policy

Most insurers start from just two people. You don’t need a big team to offer a great benefit.

Do all employees need the same level of cover

No. You can create groups or tiers so different roles have different benefits. It keeps things fair and cost‑effective.

Is it a taxable benefit for employees

Yes, it’s usually a P11D benefit. Many businesses still find it worthwhile because it reduces sickness absence and supports wellbeing.

Can I include mental health support for my team

Absolutely. Most SME policies include counselling, therapy, stress support and specialist treatment.

Can we add new employees during the year

Yes. You can add or remove people as your team changes.

Health cover that works for your business, not against it.

We help you support your team, control costs, and avoid complicated schemes that don’t deliver.

Explore Business Options

⭐⭐⭐⭐⭐

Infographic showing UK SME sickness cost (£27,964), average days lost per employee (44 days), and 32% valuing private health insurance. Data sources: Unum/YouGov 2025, Drewberry Employee Benefits Survey 2025.